What do you want to borrow money for?
Most chosen loan amounts
Borrow money quickly: questions and answers
How does borrowing money work quickly?
Borrow money quickly. Borrowing money is unfortunately not free. The loan must ultimately be repaid, including interest. Every month you pay off part of the loan, plus part of the interest. Before you take out a loan, it is good to look at the total amount that you will have to pay off per month. Can you pay for this now but also in the future? Take into account any changes in your personal financial situation.
What is the most common mistake when it comes to taking out a loan? Not going through the conditions properly. Yes, it's a lot of fine print and it takes time, but it's incredibly important. If you only look at the interest and not the conditions, this can sometimes turn out to be annoying. For example, you think you will choose the cheapest based on the interest, but in your case this turns out not to be the cheapest.
What types of loans are there?
Do you want to borrow money quickly without a Credit Bureau assessment?
Then choose a mini loan. One of the best-known forms of borrowing money very quickly is borrowing in the form of a mini loan. With this form of borrowing, it is possible to borrow money within 24 hours. Providers of a mini loan do not have access to your Credit Bureau data and will therefore not perform a Credit Bureau review. A big advantage of the mini loan.
Do you want to know exactly where you stand?
Then choose the personal loan. A personal loan is a loan with a fixed interest rate and term. This means you know in advance what your fixed monthly costs are. You know exactly what the loan will cost in total and how long you are 'tied to' it. Do you already know exactly what amount you want to borrow in advance? For example when you buy a new car. Then it can be useful to opt for a personal loan, with a fixed interest rate and term.
Do you want to borrow money when it suits you?
When you choose a loan with revolving credit, you have to deal with a maximum credit limit within which you can freely withdraw and pay off. You are dealing with a variable interest rate, an interest that is not the same every month, and no fixed term. You only pay interest on the final loan amount. As a result, you do not know in advance exactly what the loan will cost.
How much money can I borrow?
Borrowing money responsibly is important to all of us. Everyone has a different maximum loan amount, because everyone's financial situation is different. The maximum amount you can borrow is calculated on the basis of your income and fixed costs.
Choose the right loan immediately
How do you find the cheapest loan for your situation? First of all, you will study the different loan forms that are available. For example, there is a personal loan . This loan offers the most security because the loan amount, the interest and the term are fixed in advance. So you know exactly where you stand. There is a business loan for the entrepreneurs among us. Invest in your company now, so that it will pay for itself in the long term. This loan is easy to apply for and is (almost) always approved. Finally, there is the mini loan. Do you want to borrow money with a negative Credit Bureau registration in your name or can you not show the bank a payslip? Then this loan offers a solution. The mini loan makes it possible to borrow money without a Credit Bureau review and without a pay slip.
Have you found the right loan form for your situation? Then the search for the right loan starts now. You find your cheapest loan by requesting multiple quotes. You compare these offers based on, among other things, the interest rate and the conditions. Because you now compare tailor-made quotations, it becomes clear per loan what the costs will be in the long term. Do you want to know exactly what to look out for when you take out a loan ?
Borrow money quickly
Do you want to borrow money quickly? Then borrowing from acquaintances remains the fastest way, but not a way without hooks and eyes. Especially if you want to borrow a larger amount, it is better not to do this without a contract. If borrowing money from acquaintances is not possible or sensible, then borrowing money quickly in the form of a mini loan is the best option. You can request this mini loan without a Credit Bureau registration or paperwork.
Do you need a loan today? To buy a new washing machine or have your car repaired? If you are an existing customer of a provider of the mini loan, you can quickly borrow money within 10 minutes by submitting an application. Your application will then be processed within 24 hours, provided you submit the application on a working day. After approval, you will receive the amount directly into your account. Do you decide to take out a personal loan or a revolving credit? Then make sure you collect the necessary documents. You can read below which documents a bank requires from you today.
Why do you want to borrow money quickly?
There are all kinds of situations and reasons for taking out a loan. We have listed the most common situations. For example, are you planning to remodel your house or buy a new car ? Discover which types of loans are possible and what the advantages and disadvantages are.
But also when you want to make a one-off purchase or are faced with unexpected costs>, you want to know which loan is the most suitable and advantageous in your situation. We tell you how you can borrow money quickly and how you can best approach this.
Maybe you are considering financing your residual debt or you want to apply energy-saving measures in your current home. How can you best approach this? We give you interesting tips so that you know exactly what is the most sensible thing to do in your situation.
Borrow money quickly without a Credit Bureau registration
We have already mentioned it, but it is also possible to borrow money with a negative Credit Bureau registration in your name. You will receive a negative Credit Bureau registration if you have not been able to pay off your loan on time for any reason. Lenders in the Netherlands are obliged to check that you do not have a negative Credit Bureau registration in your name before they are allowed to provide you with a new loan. The only group that is not obliged to do this are the lenders of mini loans. A mini loan is a loan of up to US $ 1500. This loan is easy to apply for online by almost anyone. You do not need to be able to provide any paperwork or a pay slip. However, you are asked to repay the loan in a relatively short time.
Borrow money quickly without hassle
Borrow money immediately without hassle. In general, borrowing money without paperwork and demonstrating documents is only possible if you are going to borrow money from acquaintances, friends or family or if you opt for a mini loan . Your family members will not do a BKR test and will not ask you for pay slips and income certificates. But the lenders of mini loans are not obliged to do this either. This way you can borrow money without a Credit Bureau registration and without a payslip. In all other cases you will have to take some paperwork into account. We list for you which documents you must submit. By collecting this in advance, you speed up the application for your loan and you have the money in your account quickly.
- Copy of your ID
- Recent pay slip
- Bank statement with credits and debits of at least 2 weeks
- Income tax return
- Letter 'termination of another loan'
- Possibly a residence permit
Would you like to know more about applying for a loan and submitting the correct documents?